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Breakwater at Ward Creek: Summerwood Cottage Model

$ 649,000

Overview

  • Updated On:
  • December 16, 2025
  • 3 Bedrooms
  • 2 Bathrooms
  • 2,115 ft2 Sqft
  • 2 Garages

Model Description

The all new pre-construction floorplan called the Summerwood Cottage, located at Breakwater at Ward Creek in Panama City Beach, FL built by Toll Brothers. This Summerwood Cottage model has 3 beds, 2 baths, 0 half baths, 2115 sqft, 2 car garage, 1 story and priced from $649000. This Single Family style home features Designer Appointed Features.


The very best of Panama City Beach!
In Breakwater at Ward Creek, you and your family will enjoy living in the Summerwood Cottage Model, a Single Family. You’ll have a full 2115 square feet of living space, with 3 bedrooms and 2 bathrooms, if you live in Panama City Beach. You’ll have a hard time refusing the Summerwood Cottage in Breakwater at Ward Creek by builder1 at merely $649000.

The Summerwood offers single-level living with a welcoming ambiance and thoughtfully designed spaces throughout. From the foyer, the open-concept layout flows seamlessly into the great room, casual dining area, and gourmet kitchen, complete with a center island, L-shaped counter space, and walk-in pantry. A covered lanai just off the main living area invites year-round outdoor enjoyment. The serene primary suite features a spacious walk-in closet and a spa-inspired bath with dual-sink vanity, a luxe shower, and a private water closet. Two secondary bedrooms share a full hall bath, while a versatile flex room provides space for a home office, hobby room, or additional lounge area. Additional highlights include a centrally located laundry room and an everyday entry from the two-car garage.

Quick Move-In Highlights
Additional flex room offers space for a home office, creative studio, or private retreat
Impressive 10-foot ceilings and 8-foot doors create an open feel throughout with abundant natural light
Stylish home features a lush backyard, open views with no front neighbors, and close proximity to a resort-style amenity center
Covered lanai with a privacy wall provides a serene outdoor escape

 

Energy Class: A+
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Property Details

Property Id : 1120693
Price: $ 649,000
Property Size: 2,115 ft2
Bedrooms: 3
Bathrooms: 2
Stories Min: 1
Stories Max: 1
Garages: 2
Builder: Toll Brothers
Master Community: Breakwater at Ward Creek

Property Address

Address: 232 Breakwater Blvd
State/County:
Zip: 32413
Country: United States
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Transport
Supermarkets
Schools
Restaurants
Pharmacies
Hospitals

Amenities and Features

Other Features
Clubhouse
Fitness Center
Gated
Multi-Purpose Fields
Outdoor Fireplace
Pickleball Courts
Playgrounds
Pool
Sport Court
Sports Fields
Tennis Courts

Payment Calculator

$ 2,787.18
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
$ 2,787.18

Models

Breakwater at Ward Creek: Bellview Model
Category: ,
Bedrooms: 3,
Baths: 2,
Size: 1,738 ft2
Breakwater at Ward Creek: Cain Model
Category: ,
Bedrooms: 3,
Baths: 2,
Size: 2,120 ft2
Breakwater at Ward Creek: Callaway Model
Category: ,
Bedrooms: 4,
Baths: 4,
Size: 3,072 ft2
Breakwater at Ward Creek: Caswell Model
Category: ,
Bedrooms: 3,
Baths: 2,
Size: 2,464 ft2
Breakwater at Ward Creek: Delwood Model
Category: ,
Bedrooms: 3,
Baths: 3,
Size: 2,565 ft2
Breakwater at Ward Creek: Frankford Model
Category: ,
Bedrooms: 2,
Baths: 2,
Size: 1,665 ft2
Breakwater at Ward Creek: Grayton Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,839 ft2
Breakwater at Ward Creek: Hathaway Model
Category: ,
Bedrooms: 3,
Baths: 3,
Size: 2,548 ft2
Breakwater at Ward Creek: Killian Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 3,242 ft2
Breakwater at Ward Creek: Palmetto Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,457 ft2
Breakwater at Ward Creek: Sandestin Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,542 ft2
Breakwater at Ward Creek: Sandy Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,686 ft2
Breakwater at Ward Creek: Summerwood Model
Category: ,
Bedrooms: 3,
Baths: 2,
Size: 2,114 ft2
Breakwater at Ward Creek: West Bay Model
Category: ,
Bedrooms: 3,
Baths: 2,
Size: 2,230 ft2
Breakwater at Ward Creek
Breakwater at Ward Creek
From $ 432,995
Category: ,
Bedrooms: 2,
Baths: 2,
Size: 1 ft2
Breakwater at Ward Creek: Sandestin Coastal Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,540 ft2
Breakwater at Ward Creek: Palmetto Coastal Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,460 ft2
Breakwater at Ward Creek: Grayton Farmhouse Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,839 ft2
Breakwater at Ward Creek: Delwood Cottage Model
Category: ,
Bedrooms: 3,
Baths: 3,
Size: 2,566 ft2
Breakwater at Ward Creek: Sandy Coastal Model
Category: ,
Bedrooms: 4,
Baths: 3,
Size: 2,692 ft2

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Floor Plans

Summerwood Cottage Floorplan
Summerwood Cottage Floorplan

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