Akel Homes4 locations
Bluenest3 locations
CC Homes3 locations
Century Homebuilders4 locations
Del Webb2 locations
DiVosta8 locations
DR Horton17 locations
Dream Finders Homes4 locations
GHO Homes4 locations
GL Homes7 locations
Holiday Builders5 locations
K. Hovnanian8 locations
Kenco CommunitiesView builder
Kolter Homes7 locations
Lennar30 locations
LGI Homes5 locations
Maronda Homes4 locations
Mattamy6 locations
Meritage Homes6 locations
Minto Communities2 locations
Onx Homes2 locations
Pulte10 locations
Ryan Homes9 locations
Taylor Morrison2 locations
Toll Brothers8 locations
Florida / Miami-Dade County / Miami / Homes under $400K
MIAMI-DADE COUNTY · NEW HOME PRICE GUIDE
New Construction Homes in Miami Under $400,000
YOUR BUDGET BRIEF
Under $400,000
20 published floor plans
9 communities represented
Published starting-price snapshot
November 7, 2026
Published options below $400,000
Magenta Model
Magenta Model
Sunglow Model
Azure Model
Azure Model
Ashbury Model
Ellery Model
Sunglow Model
Halstead Model
Atrium Model
Breezeway Model
Stratford Model
Paradis Model
Lumiere Model
Blaze Model
Atrium Model
Glory Model
Camden Model
Citadelle Model
Camden Model
TOWNHOME / CONDO
Published from $363,990
3 bedrooms · 2 baths · 1,286 sq ft
TOWNHOME / CONDO
Published from $369,990
3 bedrooms · 2 baths · 1,338 sq ft
TOWNHOME / CONDO
Published from $399,990
3 bedrooms · 2 baths · 1,186 sq ft
Showing 6 selected plans from 20 matching published floor plans. Explore the broader Miami home guide for additional context and other price ranges.
Pricing note: “under $400,000” means a published starting price strictly below $400,000. Options, homesite premiums, and other charges may move the completed home above that amount.
What this budget includes in Miami
The published starting prices below this cap run from $319,990 to $399,990. The entry point in this selection is Magenta in Del Mar Horizon Collection. Confirm which homesite and specification the advertised figure covers.
The difference between the lowest recorded starting price and this search ceiling is $80,010. That is a comparison of advertised figures, not an allowance guaranteed to cover upgrades, fees, or closing costs. Ask for the completed price of the home you select.
This is the lower price tier researched for Miami. Moving the limit to $500,000 adds 37 published options priced between the two thresholds. Review those separately if the lower tier does not provide the layout or community choice you need.
The published floor plans in this budget cover 1,186–1,610 square feet. Stratford is one of the largest recorded layouts in this price selection. Compare room arrangement and included features alongside size; extra square footage alone does not describe the whole home.
Compare the location as well as the plan
A listing labeled Miami still needs a precise address check. Compare the neighborhood or community named on the model page, the home's format, and the routes you use regularly. Keep the selected plan and homesite attached to the price so that a city-wide search does not blur the differences between distinct developments.
The home groups shown in this price selection are Townhome / condo, Villa / twin. These are broad listing groups, so use the individual model pages to confirm the precise home type. Among the communities to compare are Del Mar Horizon Collection, Villas De San Diego, Pineland Crest.
Bring these questions to the builder
- Which homesite does this price apply to?
- What is included in the base specification?
- Is this a plan to build or a specific inventory home?
- What recurring community charges apply?
- What completion timing is currently quoted?
Compare more than the starting price
01 / PURCHASE PRICE
Home + selections
Compare the chosen plan and homesite, then identify the structural changes, finishes, and options that affect its total price.
02 / RECURRING COSTS
Community obligations
Request the current association documents and fee schedule. Check included services, any separate assessments, and the responsibilities attached to the specific property.
03 / OWNERSHIP COSTS
The complete budget
Obtain property-specific figures for taxes, insurance, financing, and closing costs. Evaluate them alongside the advertised starting price before choosing a home.
Miami new-home budget questions
Which new-home communities in Miami appear below $400,000?
The site-price snapshot includes Del Mar Horizon Collection, Villas De San Diego, Pineland Crest, Vivant The Boulevard Collection. These are examples from the records in this guide; check the specific model and builder quote for current pricing.
Does a home priced exactly $400,000 fit this search?
No. This page uses published starting prices strictly below $400,000. A home or plan priced at the limit falls outside this particular selection. The completed price of a qualifying base plan can still change with homesite selection and options.
Are these move-in-ready homes?
A published floor plan does not establish that a completed home is available. Open the linked listing and ask whether it represents a plan to build, a home under construction, or a completed residence. Request the current timeline for the specific property.
How is this different from the main Miami new-home guide?
This page focuses on a single budget cap and a selected comparison of published-price options. The Miami location guide covers a broader range of communities and budgets. Use it if you want to widen the search.
Can I get current pricing and arrange a visit?
Yes—use the tour request information to ask about the plans and communities that interest you. Include your budget, preferred location, and timing. A request does not itself confirm an appointment or reserve a home.
Useful next searches
Miami — all new homes
Explore the broader location guide, including other communities and budgets.
Miami-Dade County new homes
Explore the broader location guide, including other communities and budgets.
Florida new homes
Explore the broader location guide, including other communities and budgets.
Build your Miami shortlist.
Published-price snapshot: November 7, 2026. Prices and specifications are taken from the site records linked above and may change. They are not independently verified builder quotes or confirmation of move-in-ready availability. Base prices may exclude options, homesite premiums, and other charges. Location source 1.
