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Florida / St. Lucie County / Port St. Lucie / Homes under $400K
ST. LUCIE COUNTY · NEW HOME PRICE GUIDE
New Construction Homes in Port St. Lucie Under $400,000
YOUR BUDGET BRIEF
Under $400,000
44 published floor plans
14 communities represented
Published starting-price snapshot
November 7, 2026
Published options below $400,000
Crescent Model
Indigo Model
Legacy Model
Oakleaf Model
Clearwater Model
Neptune Model
Siesta Model
Highland Model
Nassau Bay Model
Delray Model
Spring Lake IV Model
Symphony Model
Neptune End Model
Rose Model
Azalea Model
Nassau Bay 2 Model
Heritage Model
Merlot Model
Allison Model
Belmont Model
Areca II Model
Charlotte Model
Beverly Model
Sanibel Model
Azalea Model
Cedar Model
Capri Model
Naples Model
Captiva Model
Caroline Model
Ellenwood Model
Bergamo Model
Matera Model
Alexia Model
Astaire Model
Blanc Model
Noir Model
Bogart Model
Sabal II Model
Columbus Model
Stanwyck Model
Celeste Model
Violet Model
Hillcrest Model
SINGLE-FAMILY
Published from $262,990
3 bedrooms · 2 baths · 1,296 sq ft
TOWNHOME / CONDO
Published from $299,990
3 bedrooms · 2.5 baths · 1,635 sq ft
SINGLE-FAMILY
Published from $399,990
4 bedrooms · 2 baths · 1,814 sq ft
Showing 6 selected plans from 44 matching published floor plans. Explore the broader Port St. Lucie home guide for additional context and other price ranges.
Pricing note: “under $400,000” means a published starting price strictly below $400,000. Options, homesite premiums, and other charges may move the completed home above that amount.
What this budget includes in Port St. Lucie
The published starting prices below this cap run from $262,990 to $399,990. The entry point in this selection is Crescent in Port St. Lucie. Confirm which homesite and specification the advertised figure covers.
The difference between the lowest recorded starting price and this search ceiling is $137,010. That is a comparison of advertised figures, not an allowance guaranteed to cover upgrades, fees, or closing costs. Ask for the completed price of the home you select.
Compared with the $300,000 search limit, this tier includes 38 additional listed options with starting prices from $300,000 up to this cap. Examples to review are Siesta at $308,990, Highland at $311,990. The lower-price options are still part of this broader budget search.
The published floor plans in this budget cover 1,293–2,709 square feet. Naples is one of the largest recorded layouts in this price selection. Compare room arrangement and included features alongside size; extra square footage alone does not describe the whole home.
Compare the location as well as the plan
Port St. Lucie records on this site include several community and plan choices, so first decide which development setting and home format fit your search. Compare the plan, homesite, and recurring costs as a package. Do not assume that two similarly named models in different communities share the same included features or current offering.
The home groups shown in this price selection are Single-family, Townhome / condo, Villa / twin. These are broad listing groups, so use the individual model pages to confirm the precise home type. Among the communities to compare are Port St. Lucie, Waverly at Wylder, Four Seasons at Wylder.
Bring these questions to the builder
- Which homesite does this price apply to?
- What is included in the base specification?
- Is this a plan to build or a specific inventory home?
- What recurring community charges apply?
- What completion timing is currently quoted?
Compare more than the starting price
01 / PURCHASE PRICE
Home + selections
Compare the chosen plan and homesite, then identify the structural changes, finishes, and options that affect its total price.
02 / RECURRING COSTS
Community obligations
Request the current association documents and fee schedule. Check included services, any separate assessments, and the responsibilities attached to the specific property.
03 / OWNERSHIP COSTS
The complete budget
Obtain property-specific figures for taxes, insurance, financing, and closing costs. Evaluate them alongside the advertised starting price before choosing a home.
Port St. Lucie new-home budget questions
Which new-home communities in Port St. Lucie appear below $400,000?
The site-price snapshot includes Port St. Lucie, Waverly at Wylder, Four Seasons at Wylder, Catalina Palms at Sundance. These are examples from the records in this guide; check the specific model and builder quote for current pricing.
Does a home priced exactly $400,000 fit this search?
No. This page uses published starting prices strictly below $400,000. A home or plan priced at the limit falls outside this particular selection. The completed price of a qualifying base plan can still change with homesite selection and options.
Are these move-in-ready homes?
A published floor plan does not establish that a completed home is available. Open the linked listing and ask whether it represents a plan to build, a home under construction, or a completed residence. Request the current timeline for the specific property.
How is this different from the main Port St. Lucie new-home guide?
This page focuses on a single budget cap and a selected comparison of published-price options. The Port St. Lucie location guide covers a broader range of communities and budgets. Use it if you want to widen the search.
Can I get current pricing and arrange a visit?
Yes—use the tour request information to ask about the plans and communities that interest you. Include your budget, preferred location, and timing. A request does not itself confirm an appointment or reserve a home.
Useful next searches
Port St. Lucie — all new homes
Explore the broader location guide, including other communities and budgets.
St. Lucie County new homes
Explore the broader location guide, including other communities and budgets.
Florida new homes
Explore the broader location guide, including other communities and budgets.
Build your Port St. Lucie shortlist.
Published-price snapshot: November 7, 2026. Prices and specifications are taken from the site records linked above and may change. They are not independently verified builder quotes or confirmation of move-in-ready availability. Base prices may exclude options, homesite premiums, and other charges. Location source 1 · Location source 2.
